7/10/09

If consumer spending is about 70% of GDP...?

consumer-credit


Ponzi finance units must increase outstanding debt


in order to meet financial obligations


 


A transition occurs over the course of an expansion


as increasingly risky positions are validated by the booming economy


that renders the built in margins of error superfluous


encouraging adoption of riskier positions


 


Eventually, either financing costs rise


or income comes in below expectations


leading to defaults on payment commitments


 


Hyman Minsky


Believed excessive debt causes financial crises

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