If most Envision Plans do not include investment fees, many of the 98% of Wells Fargo Envision Plan clients cited in this advertisement really don’t know where they stand in reaching their financial goals.

FINRA Rule 2210 also states “Information may be placed in a legend or footnote only in the event that such placement would not inhibit an investor's understanding of the communication.  Members must ensure that statements are clear and not misleading within the context in which they are made, and that they provide balanced treatment of risks and potential benefits.  ...Members must consider the nature of the audience to which the communication will be directed and must provide details and explanations appropriate to the audience.  Communications may not predict or project performance, ...or make any exaggerated or unwarranted claim, opinion or forecast...  Any comparison in retail communications between investments or services must disclose all material differences between them, including (as applicable) investment objectives, costs and expenses..."