From letters sent to Michael Mashburn, SEC and Daniel Stefek, FINRA, from Tasha W. Sheehy, Enforcement Attorney, State of North Carolina Secretary of State

Re: North Carolina Securities Division File No. 12 SEC 84

Dear Mr. Mashburn:

...Mr. Hartzman's compaint of the Envision plan's alleged inaccuracies
is better addressed by the SEC.

If left at 0%, the Return Discount Rate

will not be displayed on any Envision report pages.

If you choose a Return Discount Rate >0%,

this assumption will be displayed on the Investment Plan Assumptions report page.

INTERNAL USE ONLY: Key Client Solutions Group Envision®

Mr. Hartzman's compaint of Wells Fargo's alleged violations of the Sarbanes-Oxley Act
are also better addressed by the SEC.

Sincerely,

Tasha W. Sheehy
Enforcement Attorney
State of North Carolina Department of the Secretary of State

cc: George Hartzman (without Enclosure)
cc: Daniel J. Stefek, Director, FINRA District 7 - Atlanta

Mr. Hartzman's compaint of the Envision plan's alleged inaccuracies

is better addressed by FINRA

because the Envision plan appears to be an investment analysis tool

addressed by FINRA rule.

Tasha W. Sheehy

Enforcement Attorney

State of North Carolina Department of the Secretary of State

cc: George Hartzman (without Enclosure)

cc: Michail Mashburn, SEC Senior Investigations Counsel